Office : (973) 251-2572 Cell : (973) 787-7644


First of all, No loan is that silly or strange. Also, I have given loans as small as $50,000 and as high as $5,000,000. As long as they can be financially secured, it is not my place to judge or determine whether or not the use of the proceeds is with merit. My main concern is to make sure the borrower is fully aware of all the conditions pertaining to his loan. 

The reason we start at $50,000 is simply, the amount of expenses and fees a borrower needs to pay to get a loan closed, an application for less than this amount would not make economic sense.

The most recent loans

  • A borrower needed capital to restart his business. He went through years of ending his very expensive divorce and now that it was over, he wanted to restart his jelly preserve packaging business. He needed $500,000 dollars where his assets were only 3 small parcels with industrial buildings on them.  The appraised value of these properties was $750,000 but they all had some ground contamination. We had him furnish professional property evaluation reports. So neither of us was susceptible to any major potential problems, we had him perform a partial clean up to land.

    We were then comfortable to lend him $250,000 to not only help pay for the remediation but to also jump-start his company. In this situation we knew he had a good business with ample buildings but they were valueless with the underground problem.  As he remediates the remaining portion of the property, we will lend him additional dollars.

  • A real estate broker had gone through 3-4 year’s of not selling many apartments. The market started to change and she needed capital to set up a new company. She contacted us and was able to use as a piece of collateral, her one bedroom co-op which was currently being lived in by her son. The value of the apartment was $200,000 with no liens and the loan was for $100,000. This application was approved within 7 days.

  • A businessman owned a building with three offices in it. Unfortunately, two of the tenants moved out within a 6 month period. He needed operating capital fast where the banks where taking forever to get back. He had no liens on the property and it was valued at $250,000. Until he could get back on his feet with new tenants, he needed a $130,000 to keep his building operational, payoff pre-existing debts and have some peace at night.  The loan was closed in two weeks.

North Jersey Hard Money Lending Loan Options

Other loans which I have undertaken are:

  1. Debt consolidation plus additional dollars needed
  2. Housing development
  3. Individual investments
  4. Townhouse development
  5. Temporary business assistance
  6. Restaurant
  7. Commercial development



Our Business experiences

Our hard money loans start at a minimum of $50,000. We cannot take on loans lower than that amount. We usually provide approvals for Hard Money Loans within 24 hours and evaluate Commercial Hard Money Loans.

Types of loans we provide

  • Manufacturing Finances
  • Inventors Loans
  • Warehouses Loans
  • Residential Development Loans

Recent Lending Deals